Obituaries osage iowa. Oct 14, 2024 · Duane Francis Ramker Obituary.

Obituaries osage iowa Born in Adams, Minnesota, on August 4, 1921, Dec 6, 2024 · Charlotte Rose Cobeen Obituary The world bids farewell to Charlotte Rose Cobeen (Osage, Iowa), departing on November 23, 2024 at the age of 91. It is with deep sorrow that we announce the death of Phyllis Mae Krones of Osage, Iowa, born in Riceville, Iowa, who passed away on February 4, 2024, at the age of 85, leaving to mourn family and friends. Jan 3, 2025 · View local obituaries in Mitchell County, Iowa. Leave a sympathy message to the family on the memorial page of Phyllis Elaine Lau to pay them a last tribute. The world bids farewell to Mildred Lucille Sponheim of Osage, Iowa, departing on February 4, 2025 at the age of 96. LaCoste to pay them a last tribute. You can also send flowers or thoughtful gifts to commemorate your loved ones. He was surrounded by loved ones and passed away peacefully. at Champion Funeral Home in Osage. Mar 12, 2020 · 702 State Street Post Office Box 97, Osage, IA 50461. Send flowers, find service dates or offer condolences for the lives we have lost in iowa. Family and friends must say goodbye to their beloved Richard Lee Kuehne of Osage, Iowa, who passed away at the age of 95, on January 16, 2025. With solemn hearts, we announce the passing of Richard Rogers of Osage, Iowa, whose presence will be deeply missed, having departed on January 22, 2025 at the age of 76. Moss of Osage, Iowa passed away. Funeral services will be held at 10:30 a. The world bids farewell to Glen Larry Adams of Osage, Iowa, born in Stacyville, Iowa, departing on August 4, 2024 at the age of 86. Jan 27, 2025 · Richard Rogers Obituary. Oct 14, 2024 · Duane Francis Ramker Obituary. Glen leaves behind memories cherished by the community. at Champion Funeral Home in Feb 1, 2025 · The memory of John W. With solemn hearts, we announce the passing of Rodger Curran Martin in Osage, Iowa, whose presence will be deeply missed, having departed on January 25, 2025 at the age of 96. Jun 18, 2023 · Thomas E. Mar 3, 2025 · Obituaries from Champion-Bucheit Funeral Home - Osage in Osage, Iowa. John was born April 7, 1948, in Osage, the son of Donald and Hilda (Muller) LaCoste. Visitation will be held Friday, August 26, 2022 at Rock Creek Lutheran Church, 3269 Foothill Avenue, Osage, IA from 4 to 7 pm with funeral services on Saturday, August 27, 2022 at 10:30 am with inurnment at the Rock Creek Cemetery. Moss to pay them a last tribute. Nov 3, 2020 · Altje L. John Lutheran Church in Clarksville Iowa. Johanns August 5, 1966-June 5, 2023 Thomas Edward Johanns, 56, of Burlington formerly of Riceville died, Monday, June 5, 2023, at the Southeast Iowa Regional Medical Center in West Burli Feb 5, 2025 · Kathleen Kay Richsmann Michael, of Colwell, passed away on February 5, 2025, at the age of 79. Richard “Dick” L. Mary Donaghy Obituary. Mar 3, 2025 · Florence Elizabeth Smith Obituary. We are sad to announce that on November 5, 2023, at the age of 85, Jeanette Armstrong of Osage, Iowa passed away. Mar 10, 2024 · After selling his business, he returned to Osage and married Jeanne, his high-school sweetheart, in 2000. Merrill F. It is with deep sorrow that we announce the death of Viola Margaret Klassen (Osage, Iowa), who passed away on December 22, 2023, at the age of 82, leaving to mourn family and friends. You can send your sympathy in the guestbook provided and share it with the family. Olson of Osage, Iowa, whose journey of life gracefully concluded on October 28, 2024 at the age of 90. Kathryn Marie Frazier (Starbuck) of Lee's Summit, Missouri passed away surrounded by family in Ka Mary Marcella Betts Obituary. View local obituaries in iowa. Gordon touched countless lives with warmth and kindness, leaving behind cherished memories that will forever echo in hearts. Saturday, Feb 7, 2025 · Kathleen Kay Richsmann Michael Obituary Kathleen Kay Richsmann Michael, of Colwell, passed away on February 5, 2025, at the age of 79. Funeral services will be held 11:00 a. Oct 12, 2024 · Duane F. Family and friends must say goodbye to their beloved Lisa Ann Haskins (Osage, Iowa), born in Chicago Heights, Illinois, who passed away at the age of 61, on September 7, 2024. The obituary was featured in Globe Gazette on October 11, 2024. How to support Janet's loved ones. Rodger Curran Martin Obituary. Call us 24/7 for compassionate funeral services. Feb 11, 2025 · Marilynn Reis Obituary. She graduated from Osage High School in 1957. Oct 12, 2023 · Judith Ann Maas September 26, 1946-September 27, 2023 Judy Maas, age 77, of Osage, died peacefully Wednesday morning, September 27, 2023, at Manly Care Center in Manly, Iowa. Ansgar and the funeral service will be on Friday, March 15, at 11:00am at the United Methodist Church in St. Born on August 16, 1945, in Osage, Iowa, Kathy was the daughter of Robert and Leona Ruehlow Richsmann. He was baptized and confirmed at Rock Oct 20, 2023 · Pauline Yvonne Winer Obituary. M Aug 9, 2024 · Glen Larry Adams Obituary. She was a loving mot Jan 4, 2023 · Mary Elizabeth Swenson July 27, 1944-December 18, 2022 OSAGE-Mary Elizabeth Swenson, 78, of Osage, Iowa passed away peacefully at the Mayo Clinic Pallitive Care Unit in Rochester, MN, December 18, Dec 29, 2023 · Viola Margaret Klassen Obituary. Leave a sympathy message to the family in the guestbook on this memorial page of Phyllis Mae Krones to show support. Feb 24, 2022 · George David Olson Obituary. Leave a sympathy message to the family in the guestbook on this memorial page of Janice Marie Schonrock to show support. com. Discover detailed obituaries, access complete funeral service information, and express your feelings by leaving condolence messages. We are sad to announce that on June 6, 2023, at the age of 87, Lorene Nicol of Osage, Iowa passed away. Feb 6, 2024 · Phyllis Mae Krones Obituary. Johnson, 90, of Osage (Meroa), IA passed away on Saturday, August 13, 2022 at home after enjoying one of the best days of his life. We are sad to announce that on November 11, 2024, at the age of 91, Duane George Johnson of Osage, Iowa passed away. (Osage, Iowa), who passed away on Oct 14, 2024 · Duane Ramker passed away in Osage, Iowa. m. Duane Francis Ramker was born to Gerald and Mary Jean (Mee Feb 11, 2025 · Mildred Lucille Sponheim Obituary. A funeral service will be held on Tuesday, March 11th 2025 at 11:00 AM at the same location. Patty Lou Osgood Obituary With solemn hearts, we announce the passing of Patty Lou Osgood (Osage, Iowa), whose presence will be deeply missed, having departed on March 4, 2025 at the age of 98. Annette Marie Sonberg, age 87 of Osage died Friday, March 25, 2022, at Faith Lutheran Home in Osage Funeral Mass will be held at 11:00 a. Dec 6, 2024 · It is with deep sorrow that we announce the death of John Henry Krull of Osage, Iowa, who passed away on November 23, 2024, at the age of 70, leaving to mourn family and friends. Heimer to show support. Nov 11, 2024 · The world bids farewell to Janice Marie Schonrock of Osage, Iowa, departing on November 6, 2024 at the age of 83. to 6:00 p. In lieu of flowers or other gifts, contributions to "Olive's Legacy Fund" would be appreciated so that Olive's family may continue to spread her joy by positively impacting the lives of others. William left this world on December 3, 2024 at the age of 86, leaving a void in the lives of so many people. Feb 5, 2024 · Phyllis J. Dec 6, 2024 · Dorothy Ann Niess Obituary. Dick’s marriage to Jeanne brought into his life a family who adored him. It is with deep sorrow that we announce the death of Carol Ida Decklever of Osage, Iowa, who passed away on November 9, 2023, at the age of 80, leaving to mourn family and friends. Leave a sympathy message to the family on the memorial page of Shirley Ann Funk to pay them a last tribute. Feb 27, 2022 · David Randall Obituary. Oct 19, 2021 · Larry Goergen August 4, 1921-October 12, 2021 OSAGE-Lawrence Nickolas Goergen, age 100, walked through the gates of heaven on Tuesday, October 12, 2021. John William LaCoste, age 76, of Osage, passed away peacefully on January 20, 2025 in Osage at Faith Lutheran Home, surrounded by family, after a battle with bone cancer. Kozak, age 80, of Osage, IA, died on January 16, 2024, at MercyOne North Iowa Medical Center in Mason City. Richard Lee Kuehne Obituary. We are sad to announce that on February 15, 2024 we had to say goodbye to David Dean Miller (Osage, Iowa). Monday, March 28,2022, at Sacred Heart Catholic Church in Osage with Father Raymond Burkle officiating. It is with deep sorrow that we announce the death of Keith Gene Jorgensen of Osage, Iowa, born in Creighton, Nebraska, who passed away on February 21, 2024, at the age of 84, leaving to mourn family and friends. Jun 12, 2022 · 702 State Street Post Office Box 97, Osage, IA 50461. We bid farewell to Philip Wesley Erdmann of Osage, Iowa, whose journey of life gracefully concluded on May 6, 2024 at the age of 95. Funeral Home Services for Duane are being provided by Champion Funeral Home - Osage. Oct 2, 2024 · Celebrate the life of Lyla Mae Gast (1925-2024) from Osage, IA. Pleasant, IA to Earl Francis Leeper and Bonnie Ellen (Giberson) Leeper. Leave a sympathy message to the family in the guestbook on this memorial page of Gertie May Goodale to show support. Honoring life's memories with dignity & respect in St. Richard Lee Kozak was born on July 7, 1943, son of John and Betty (Gunsallus) Kozak in Riceville, Iowa. Jan 25, 2025 · Mary Elizabeth Geistler Obituary. It is with great sadness that we announce the death of Andrew Scott Hulburt of Osage, Iowa, born in Fayetteville, Arkansas, who passed away on November 15, 2023, at the age of 47, leaving to mourn family and friends. How to support Craig's loved ones. It is with great sadness that we announce the death of Curtis William Younker of Osage, Iowa, born in Mason City, Iowa, who passed away on December 30, 2023, at the age of 86, leaving to mourn family and friends. Family and friends are welcome to leave their condolences on this memorial page and share them with the family. Jan 26, 2025 · Vickie Lynn Holm, 70, of Greene (formerly Osage), passed away Sunday, March 2, 2025, at MercyOne North Iowa Medical Cent Read Champion Funeral Home obituaries, find service information, send sympathy gifts, or plan and price a funeral in Osage, IA Dec 16, 2024 · Mary Perrin Obituary With solemn hearts, we announce the passing of Mary Perrin of Osage, Iowa, whose presence will be deeply missed, having departed on December 12, 2024 at the age of 85. Toni touched countless lives with warmth and kindness, leaving behind cherished memories that will forever echo in hearts. Dec 2, 2023 · Andrew Scott Hulburt Obituary. We are sad to announce that on January 15, 2024, at the age of 93, Shirley Ann Funk of Osage, Iowa, born in Carpenter, Iowa passed away. Leave a sympathy message to the family on the memorial page of Patty Lou Osgood to pay them a last tribute. We bid farewell to Toni Segar of Osage, Iowa, born in Fort Dodge, Iowa, whose journey of life gracefully concluded on September 16, 2024 at the age of 47. We are sad to announce that on October 19, 2023, at the age of 74, James Alfred Wagner (Osage, Iowa) passed away. Heimer of Osage, Iowa, born in Rochester, Minnesota. It is with great sadness that we announce the death of Wayne Lynn Fredericks of Osage, Iowa, who passed away on February 7, 2024, at the age of 72, leaving to mourn family and friends. May 15, 2024 · Philip Wesley Erdmann Obituary. John's Obituary. Family and friends must say goodbye to their beloved Violet Steffen of Osage, Iowa, born in Riceville, Iowa, who passed away at the age of 94, on December 13, 2023. With heavy hearts, we announce the death of Marilynn Reis of Osage, Iowa, who passed away on February 7, 2025 at the age of 88. Oct 18, 2023 · Betty Jean Clark Obituary. Dec 15, 2023 · Linda Thome Obituary. Peter’s Catholic Church in New Haven, Iowa. Find compassionate support for your end-of-life planning needs. Marcia Mae leaves behind a legacy remembered by family and friends. Mar 5, 2024 · Keith Gene Jorgensen February 19, 1940-February 21, 2024 Keith Gene Jorgensen, 84, of Osage, Iowa, passed away on February 21, 2024, at his home. It is always difficult saying goodbye to someone we love and cherish. COM Affordable & Professional: Breakthrough Web Design 515-897-1144 Affordable & Professional: Breakthrough Web Design 515-897-1144 Mar 16, 2024 · David Dean Miller Obituary. We are sad to announce that on February 22, 2022 we had to say goodbye to David Randall (Osage, Iowa). A visitation and funeral service for Keith G. He graduated from Osage High School in 1967, and Hawkeye Institute of Technology in 1968. Sep 16, 2024 · Marcia Mae Mullen Obituary In loving memory of Marcia Mae Mullen of Osage, Iowa, who departed this world on September 1, 2024 at the age of 83. Janice Marie leaves behind memories cherished by the community. Leave a sympathy message to the family in the guestbook on this memorial page of Ted J. We are sad to announce that on November 28, 2024, at the age of 93, Dorothy Ann Niess (Osage, Iowa) passed away. Call: 641-732-3706. . Apr 10, 2023 · Terry Jean Webb Obituary. Mar 19, 2024 · Richard Dahley June 20, 1947-March 10, 2024 OSAGE-Richard (Dick) Dahley was born on June 20, 1947, in Mason City, Iowa to Erling and Janette (Forslund) Dahley. Pauline and Carroll Winer were united in Marriage on October 10, 1957 at the First United Methodist Church in Osage, IA. RamkerOctober 4, 1953 - October 10, 2024OSAGE - Duane F. Leave a sympathy message to the family in the guestbook on this memorial page of David Randall to show support. Mar 9, 2024 · Mary Marcella Betts, 82, of Osage, passed away at home on March 9, 2024. With heavy hearts, we announce the death of George David Olson (Osage, Iowa), who passed away on February 21, 2022 at the age of 88. Mar 25, 2022 · Obituary of Annette Sonberg. Moss Obituary. Ramker, 71, of Osage, died October 10, 2024 at Faith Lutheran Home in Osage. Oct 26, 2023 · James Alfred Wagner Obituary. Nov 25, 2024 · Cynthia Sue Kirst Obituary We bid farewell to Cynthia Sue Kirst of Osage, Iowa, whose journey of life gracefully concluded on November 19, 2024 at the age of 68. Susan was born August 20, 1943 in Goldfield, Iowa to Boyd and Virginia (Jergensen Search obituaries and death notices from Osage, Iowa, brought to you by Echovita. Leave a sympathy message to the family on the memorial page of James Alfred Wagner to pay them a last tribute. The world bids farewell to Mary Elizabeth Geistler of Osage, Iowa, departing on October 31, 2024 at the age of 83. He was then hired by Osage Municipal Utilities to help build their cable system. Read his obituary, share memories, and express condolences. A Celebration of Life Jan 4, 2024 · Curtis William Younker Obituary. Visitation will be from 4:00pm to 6:00pm on Thursday, March 14 at the United Methodist Church in St. Apr 28, 2023 · Kathryn Marie Frazier October 29, 1959-April 20, 2023 On Thursday, April 20, 2023, at 11:00 PM Ms. Mar 1, 2022 · Visitation will be held on Tuesday, March 1, 2022 from 4:00 pm. The world bids farewell to Duane Francis Ramker of Osage, Iowa, departing on October 10, 2024 at the age of 71. It is with deep sorrow that we announce the death of Mary Donaghy of Osage, Iowa, born in Mason City, Iowa, who passed away on October 4, 2024, leaving to mourn family and friends. Duane Francis leaves behind memories cherished by the community. Pauline grew up in Mitchell County . With profound sadness, we say goodbye to William Koeff of Osage, Iowa, whose vibrant spirit touched the lives of many. Margie Frances touched countless lives with warmth and kindness, leaving behind cherished memories that will forever echo in hearts. Larson, 84, of Osage, died Friday, October 30, 2020 at the Faith Lutheran Home in Osage. Feb 11, 2024 · Wayne Lynn Fredericks Obituary. May 30, 2014 · OSAGE | Millie McPhail-Morische, age 84, of Osage, died Tuesday, May 27, 2014, at the Good Samaritan Society in St. Family and friends must say goodbye to their beloved Mary Marcella Betts of Osage, Iowa, born in Riceville, Iowa, who passed away, on March 9, 2024. Search for all of today's most recent Osage Obituaries from Local Newspapers and Funeral Homes in Osage, Iowa. Ansgar, IA. The passing of Florence Elizabeth Smith (Osage, Iowa) leaves a void in the hearts of many, as we bid farewell to a loving soul who departed on February 23, 2025 at the age of 93. Mar 17, 2020 · 702 State Street Post Office Box 97, Osage, IA 50461. Nov 30, 2024 · John Henry KrullNovember 19, 1954 - November 23, 2024John Henry Krull, age 70, of Osage, Iowa, died Saturday, November 23, 2024, at Mitchell County Regional Health Center in Osage, Iowa, from cancer. Leave messages of comfort, send flowers or get service details for the ones you've lost. Dec 9, 2024 · William Koeff Obituary. Jorge Nov 30, 2023 · Search obituaries and death notices from Osage, Iowa, brought to you by Echovita. Mar 15, 2024 · Harlan Lester Bremer Obituary. John graduated from Clarksville High School. He was baptized at the St. Dec 19, 2023 · Violet Steffen Obituary. It is with deep sorrow that we announce the death of Sally Adell Kratchmer of Osage, Iowa, born in Pine Island, Minnesota, who passed away on December 23, 2024, at the age of 85, leaving to mourn family and friends. John Henry Krull, age 70, of Osage, Iowa, was born the son of Henry and Bernice (Hinders) Krull, on November 19, 1954, in Iowa. On October 30, 1981, John was united in marriage with Lori Ann Maakestad in Allison. Leave a sympathy message to the family on the memorial page of John W. Feb 13, 2025 · Osage, Iowa Donald Levendusky Obituary Levendusky, Donald January 1, 1938 - February 10, 2025 A visitation will be held on Friday, February 14, 2025, from 4 to 6 p. Dec 27, 2024 · Sally Adell Kratchmer Obituary. Leave a sympathy message to the family on the memorial page of Richard Rogers to pay them a last tribute. We are sad to announce that on September 23, 2024 we had to say goodbye to Ted J. Jan 23, 2025 · Leone Kathryn DunkelbergJune 6, 1927 - January 17, 2025Leone Kathryn Dunkelberg, 97, passed away, January 17, 2025, in her home with her two sons, Kermit and Kendall, by her side. It is with great sadness that we announce the death of Terry Jean Webb of Osage, Iowa, born in Charles City, Iowa, who passed away on April 5, 2023, at the age of 71, leaving to mourn family and friends. Charlotte Rose leaves behind memories cherished by the community. Obituaries, grief & privacy: Legacy’s news editor on NPR podcast. Jan 10, 2023 · Betty Suchy September 10,1933-December 22, 2022 Betty Ellen Suchy was born September 10,1933 at Mt. LaCoste of Osage, Iowa, who passed away on January 20, 2025 at the age of 76, will forever remain in the hearts of those touched by this precious presence in their lives. Feb 8, 2025 · A funeral service was held on Saturday, February 8th 2025 from 9:00 AM to 11:00 AM at the Immanuel Lutheran Church (308 W 5th St, St Ansgar, IA 50472). With heavy hearts, we announce the death of Linda Thome of Osage, Iowa, born in Mount Joy, Pennsylvania, who passed away on December 8, 2023 at the age of 80. Leave a sympathy message to the family in the guestbook on this memorial page of John Henry Krull to show support. Mar 11, 2025 · Visitation will be held on Tuesday, March 11th 2025 from 9:30 AM to 11:00 AM at the Rock Creek Lutheran Church (3629 Foothill Ave, Osage, IA 50461). Leave a sympathy message to the family on the memorial page of Phyllis J. Leave a sympathy message to the family in the guestbook on this memorial page of Glen Larry Adams to show support. Born on August 16, 1945, in Osage, Iowa, Kathy was the daughter o Mar 1, 2024 · Keith Gene Jorgensen Obituary. She was baptized and confirmed at Our Savior’s Lutheran Church in Osage and graduated from Osage High School in 1963. Dec 8, 2023 · Jeanette Armstrong Obituary. Jan 22, 2024 · Shirley Ann Funk Obituary. We are sad to announce that on January 31, 2024, at the age of 88, Phyllis J. Richard was baptized at St. Mar 19, 2024 · Richard Dahley Obituary We are sad to announce that on March 10, 2024, at the age of 76, Richard Dahley (Osage, Iowa), born in Mason City, Iowa passed away. Oct 26, 2024 · Angela Marie Werner Obituary. Cynthia touched countless lives with warmth and kindness, leaving behind cherished memories that will forever echo in hearts. It is with great sadness that we announce the death of Harlan Lester Bremer (Osage, Iowa), born in Tripoli, Iowa, who passed away on March 9, 2024, at the age of 85, leaving to mourn family and friends. (1946-2024) from Osage, IA. Dean Ryan left this world on July 25, 2024 at the age of 49, leaving a void in the lives of so many people. Family and friends can send flowers and condolences in memory of the loved one. The memory of Bernice Jeanne Paulson of Osage, Iowa, who passed away on January 18, 2025 at the age of 98, will forever remain in the hearts of those touched by this precious presence in their lives. Offer condolences/tributes, send flowers or create an online memorial for free. A private graveside service will take place Nov 15, 2023 · Carol Ida Decklever Obituary. Family and friends must say goodbye to their beloved Pauline Yvonne Winer in Osage, Iowa, who passed away at the age of 85, on October 10, 2023. Dec 11, 2024 · Gary Cockrum Obituary With great sadness, we announce the passing of Gary Lee Cockrum, 86, of Osage, Iowa, who left us on December 9, 2024. Nov 20, 2024 · Celebrate the life of Gary Vernon Kluender Sr. Leave a sympathy message to the family on the memorial page of Harlan Lester Bremer to pay them a last tribute. To publish any obituary ($15), please email NORTHIOWATODAY@GMAIL. Oct 18, 2024 · Lisa Ann Haskins Obituary. Dec 19, 2024 · Margie Frances Davis Obituary We bid farewell to Margie Frances Davis (Osage, Iowa), whose journey of life gracefully concluded on December 12, 2024 at the age of 91. Nov 15, 2024 · Duane George Johnson Obituary. It is with deep sorrow that we announce the death of Angela Marie Werner of Osage, Iowa, who passed away on October 20, 2024, at the age of 95, leaving to mourn family and friends. Jan 23, 2025 · Bernice Jeanne Paulson Obituary. She passed away peacefull Jun 9, 2023 · Lorene Nicol Obituary. Celebrate the life of Annamae Michels (1941-2024) from Osage, IA. Send flowers, find service dates or offer condolences for the lives we have lost in Mitchell County, Iowa. Larson July 13, 1936-October 30, 2020 Osage – Altje L. Jan 3, 2025 · View Osage obituaries on Legacy, the most timely and comprehensive collection of local obituaries for Osage, Iowa, updated regularly throughout the day with submissions from Feb 10, 2025 · Search Osage, Iowa recent obituaries and death notices. Oct 12, 2023 · Pauline was born October 6, 1938 to John and Allegra (Power) Smith in Mitchell County, IA. Ansgar. With heavy hearts, we announce the death of Betty Jean Clark of Osage, Iowa, who passed away on October 15, 2023 at the age of 95. May 10, 2022 · Lynn Haakenson April 28, 1941-May 1, 2022 OSAGE-Lynn Haakenson, age 81, of Osage, died Sunday, May 1, 2022, at her home surrounded by her family. Nov 1, 2024 · We bid farewell to Gordon B. Saturday, May 31, 2014, at Trinit Feb 22, 2025 · The passing of Gertie May Goodale of Osage, Iowa leaves a void in the hearts of many, as we bid farewell to a loving soul who departed on February 14, 2025 at the age of 84. Dean Ryan Olson Obituary With profound sadness, we say goodbye to Dean Ryan Olson (Osage, Iowa), whose vibrant spirit touched the lives of many. Phyllis Elaine Lau Obituary With heavy hearts, we announce the death of Phyllis Elaine Lau (Osage, Iowa), who passed away on June 30, 2024 at the age of 92. yxy ddu yuezg kxbghb pxwv kmcpcb rswihp elcb tjraeu vhuuv ire kovgs cht trfjwpl bzmf